First-Time Jitters?
Meet Your First Ford.
No credit history? No problem. Wendle Ford helps first-time buyers across Spokane, Spokane Valley, and Coeur d'Alene get approved with $750 bonus cash and a low down payment.
Built for people just starting out
This program looks past what you don't have — years of auto credit — and focuses on what you do: steady income and a clean record.
Build Credit the Right Way
A well-managed first auto loan is one of the fastest ways to establish strong credit.
$750 Bonus Cash
On eligible new Ford vehicles, stackable with other current offers — through 9/30/26.
Low Down, Flexible Terms
Just $750 minimum down, with terms up to 84 months to fit your monthly budget.
Do You Qualify?
- âś“ No prior auto loan or lease on file
- âś“ No repossession, charge-off, or bankruptcy
- âś“ At least 6 months at your current job
- âś“ Income sufficient to cover the payment
- âś“ $750 minimum cash down payment
Program at a Glance
| Minimum FICO | 620 |
| Max amount financed | $50,000 |
| Max term (new retail / FBA-CPO) | 84 months |
| Min. down payment | $750 |
| Bonus cash (new only, thru 9/30/26) | $750 |
| Program window | Through 12/31/26 |
New & certified pre-owned Fords qualify
Tap any vehicle below to browse current inventory.
Three steps to your first Ford
Estimate your payment
Use our payment calculator to get a realistic sense of what fits your budget before you visit.
Talk to our finance team
Bring your license, proof of income, and insurance. We'll take it from there — no pressure.
Frequently Asked Questions
Ready to drive your first Ford?
Wendle Ford · 9000 N Division St, Spokane, WA
$750 First-Time Buyer Bonus Cash available to customers with no current automotive history on their credit report and a minimum of 6 months' time with current employer. Credit must be in good standing with a minimum FICO score of 620. Available on the purchase or lease of an eligible new 2025 Ford Bronco®, Bronco Sport®, and Ranger®; 2026-2027 Bronco®, Bronco Sport®, Explorer®, F-150®, Maverick®, Mustang®, Mustang Mach-E®, and Ranger only. Not available on all other Ford and Lincoln vehicles including all Raptor® and 2026 Bronco Stroppe models. Limit one purchase or lease per eligible buyer. Not all buyers will qualify. Must finance or lease through Ford Credit. May not be used/combined with any Ford private offers or a 90-day deferral. Minimum $750 down payment required. U.S. residents only. Place a new retail order or take new retail delivery from an authorized Ford Dealer's stock by 9/30/26. (PGM #33248) Offer subject to confirmation of eligibility. See dealer for qualifications and complete details.